Friday, September 21, 2012

September 21, 2012 - Optional Pet Insurance


September 4th, I blogged about pet insurance versus cost of major surgery. I got busy and searched for some information. This quote (online) is from Trupanion and should only be used as a guideline. Each pet owner must do their own research on such an important issue as pet insurance. At any rate--I FOUND IT INTERESTING AND SOMETHING TO THINK ABOUT...

Dog Insurance
The unfortunate fact is that one in two pets will experience a major healthcare crisis during its lifetime1. It is more common than ever for dogs to develop cancer, diabetes, hip dysplasia and other major health conditions. But now with advances in veterinary care, injured and sick dogs can all be treated more efficiently and effectively than ever before.
While these heath concerns will always be emotionally draining for the pet owner, the strain is compounded by the financial toll that comes with advanced veterinary care. Dog insurance can help lessen the financial strain felt in these situations by providing coverage for necessary treatments.
Trupanion offers pet insurance for your dog that is simple and easy to use. There are no payout limits and no restrictions on the care required for your dog. Monthly dog insurance premiums are determined by your location, and your dog’s breed and age at time of enrollment.
1Source: Survey: "Trupanion's Use of Addressable Minds," April 2010, conducted for Trupanion pet insurance provider by Onufrey Group LLC

The High Cost of Dog Accidents & Illnesses
Real-Life
Examples
Cost Without
Coverage
Trupanion Would Cover:
 
With a
$0 Deductible
With a
$500 Deductible
With a
$1000 Deductible
 
Ingesting
foreign body
$7,552
$6,797
$6,347
$5,897
 
Vomiting &
diarrhea
$1,767
$1,590
$1,140
$690
 
Broken leg
$3,856
$3,470
$3,030
$2,570
 
Ear infection
$4,253
$3,828
$3,378
$2,928
 
Diabetes
$8,550
$7,695
$7,245
$6,795
 


Deductible Information NONE
Edit Pet Age/Breed  - COCKER SPANIEL
 3 YEARS OLD

$28.08/mo

Your core policy includes:
·         Accidents
·         Illnesses
·         Hereditary1 Conditions
·         Congenital Conditions
·         Diagnostic Tests
·         Surgeries
·         Medications
·         Hospital Stays
·         Veterinary Supplements

What is not covered?
·         Routine care
·         Veterinary exam fees
·         Pre-existing conditions
·         Applicable sales tax
No Lifetime Limit
Trupanion has no limits per claim, per incident, or per year and no lifetime payout limit. Our pet insurance covers all diagnostic tests, surgeries, and medications if your pet becomes sick or injured. This includes hereditary and congenital disorders, and chronic or recurring conditions.

No comments:

Post a Comment