September 4th, I blogged about pet insurance versus cost of major surgery. I got busy and searched for some information. This quote (online) is from Trupanion and should only be used as a guideline. Each pet owner must do their own research on such an important issue as pet insurance. At any rate--I FOUND IT INTERESTING AND SOMETHING TO THINK ABOUT...
Dog Insurance
The
unfortunate fact is that one in two pets will experience a major healthcare
crisis during its lifetime1. It is more common than ever for dogs to
develop cancer, diabetes, hip dysplasia and other major health conditions. But
now with advances in veterinary care, injured and sick dogs can all be treated
more efficiently and effectively than ever before.
While
these heath concerns will always be emotionally draining for the pet owner, the
strain is compounded by the financial toll that comes with advanced veterinary
care. Dog insurance can help lessen the financial strain felt in these
situations by providing coverage for necessary treatments.
Trupanion
offers pet insurance for your dog that is simple and easy to use. There are no
payout limits and no restrictions on the care required for your dog. Monthly
dog insurance premiums are determined by your location, and your dog’s breed
and age at time of enrollment.
1Source: Survey: "Trupanion's Use of Addressable
Minds," April 2010, conducted for Trupanion pet insurance provider by
Onufrey Group LLC
The High Cost of Dog Accidents
& Illnesses
|
|||||
Real-Life
Examples |
Cost Without
Coverage |
Trupanion Would Cover:
|
|||
With a
$0 Deductible |
With a
$500 Deductible |
With a
$1000 Deductible |
|||
Ingesting
foreign body |
$7,552
|
$6,797
|
$6,347
|
$5,897
|
|
Vomiting &
diarrhea |
$1,767
|
$1,590
|
$1,140
|
$690
|
|
Broken leg
|
$3,856
|
$3,470
|
$3,030
|
$2,570
|
|
Ear infection
|
$4,253
|
$3,828
|
$3,378
|
$2,928
|
|
Diabetes
|
$8,550
|
$7,695
|
$7,245
|
$6,795
|
$28.08/mo
Your core policy includes:
·
Accidents
·
Illnesses
·
Hereditary1
Conditions
·
Congenital Conditions
·
Diagnostic Tests
·
Surgeries
·
Medications
·
Hospital Stays
·
Veterinary Supplements
What
is not covered?
·
Routine care
·
Veterinary exam fees
·
Pre-existing conditions
·
Applicable sales tax
No
Lifetime Limit
Trupanion has no limits per claim, per incident, or per year and no lifetime payout limit. Our pet insurance covers all diagnostic tests, surgeries, and medications if your pet becomes sick or injured. This includes hereditary and congenital disorders, and chronic or recurring conditions.
Trupanion has no limits per claim, per incident, or per year and no lifetime payout limit. Our pet insurance covers all diagnostic tests, surgeries, and medications if your pet becomes sick or injured. This includes hereditary and congenital disorders, and chronic or recurring conditions.
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